18 October 2026

CIF vs FOB: who should insure your import or export shipment?

How Incoterms such as CIF, CIP, FOB and EXW decide who buys marine cargo insurance, and the gaps importers and exporters in India often miss.

18 October 2026

Cargo arrived damaged? A step-by-step claim checklist

What to do when an import, export or transit shipment arrives damaged or short: delivery notes, carrier notice, survey and the documents insurers ask for.

18 October 2026

Fire insurance for small businesses: Bharat Sookshma and Bharat Laghu Udyam Suraksha explained

A plain-language guide to the standard fire policies for Indian MSMEs: who they are for, what they cover, what they exclude and how to set the sum insured.

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